What is humm?
humm is Ireland’s latest way to pay! humm makes finance simple by allowing you to pay in monthly instalments.
You can select the plan that suits you and you can even pay back early without any penalties. Putting you in total control.
humm Payment Plans / Financing Options
| 0% APR | Low Interest | Interest Bearing |
|---|
| Available on Purchases: From €80 to €499.99 | Available on Purchases: From €500 to €999.99 | Available on Purchases: From €1,000 – €15,000 |
| Term: 5 x equal fortnightly payments. 1st 20% upfront | Term: 6 to 12 month payment plan | Term: 24 or 36 months |
| Costs: 0% APR | Costs: €10 application fee & €1 monthly account keeping fee. | Costs: €40 application fee & €3.50 monthly account keeping fee |
| Interest: None | Interest: 3.99% | Interest: 7.99% |
Payment Plan Examples
| Low Interest Example | Interest Bearing Example |
|---|
| Total Amount of Credit: €999.99 | Total Amount of Credit: €3,000 |
| Term: 12 months | Term: 36 months |
| Interest Rate: 3.99% | Interest Rate: 7.99% |
| Application Fee: €10 | Application Fee: €40 |
| Monthly Account Fee: €1 | Monthly Account Fee: €3.50 |
| APR: 8.40% | APR: 12.05% |
| Total Amount Payable: €1,043.56 | Total Amount Payable: €3,548.92 |
Additional Information
| Standard Fees, Terms & Conditions Apply | To Apply You Need To Be |
|---|
| Subject to assessment and approval | 18 years of age or over |
| Minimum purchase of €80 | An Irish citizen or permanent resident in Ireland |
| Earn a minimum of €1k per month |
| Provide proof of PPS number & address |
| Have a credit / debit card & photo ID |
| Have a good credit history |
