Humm – a flexible way to pay is available now :)

What is humm?

humm is Ireland’s latest way to pay! humm makes finance simple by allowing you to pay in monthly instalments.

You can select the plan that suits you and you can even pay back early without any penalties. Putting you in total control.

humm Payment Plans / Financing Options

0% APRLow InterestInterest Bearing
Available on Purchases: From €80 to €499.99Available on Purchases: From €500 to €999.99Available on Purchases: From €1,000 – €15,000
Term: 5 x equal fortnightly payments. 1st 20% upfrontTerm: 6 to 12 month payment planTerm: 24 or 36 months
Costs: 0% APRCosts: €10 application fee & €1 monthly account keeping fee.Costs: €40 application fee & €3.50 monthly account keeping fee
Interest: NoneInterest: 3.99%Interest: 7.99%

Payment Plan Examples

Low Interest ExampleInterest Bearing Example
Total Amount of Credit: €999.99Total Amount of Credit: €3,000
Term: 12 monthsTerm: 36 months
Interest Rate: 3.99%Interest Rate: 7.99%
Application Fee: €10Application Fee: €40
Monthly Account Fee: €1Monthly Account Fee: €3.50
APR: 8.40%APR: 12.05%
Total Amount Payable: €1,043.56Total Amount Payable: €3,548.92

Additional Information

Standard Fees, Terms & Conditions ApplyTo Apply You Need To Be
Subject to assessment and approval18 years of age or over
Minimum purchase of €80An Irish citizen or permanent resident in Ireland
Earn a minimum of €1k per month
Provide proof of PPS number & address
Have a credit / debit card & photo ID
Have a good credit history
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